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There’s quite a bit of real estate available for sale in St Lucia, because new homes and developments are constantly being built. If you have ever been to Saint Lucia, you may be surprised by St Lucia’s vast vacant lands – and the new up and coming developments does not seem to take anything away from all of the vacant land. In fact, it is all of this attractive and untouched lands that attracts many persons to the St Lucia real estate market!
Most people buy St Lucia real estate from overseas, meaning that they don’t see the sight. While this practice has been used to scam people off their hard-earned money, following certain guidelines will make you and your money relatively safe. You need to first start by understanding the necessary documents needed throughout the sale process.
In the USA and Canada, the first thing you would look out for is the MLS printout, however in St Lucia you need to go to the land registry and get a MAP sheet for the property you desire to purchase. MLS St Lucia stands for Multiple Listing Service St Lucia (MLS.LC). The Map sheet contains the rightful owner of the property together with any judgements, mortgages or cautions attached to this property. If the property is in a new sub-division, you need to ask the developer as well.
Other important documents that you should request include the Offer letter from the vendor, Seller’s Property Disclosure Statement (SPDS), Covenants, Conditions, & Restrictions (CC&Rs), governing documents from the Home Owner’s Association, HOA Disclosures, the Title Report, the Home Warranty Policy, an Affidavit of Disclosure, Lead-Based Paint Disclosure and a Professional Home Inspection Report. Make sure that you get a copy of all of these documents, for your own protection. It is a good idea to have your lawyer look at these documents as well.
There is quite a bit of information that you need to learn about a property in the island of St Lucia before making a purchase. For instance, some places in the St Lucia may be infested with snakes, which are quite common in St Lucia and are hard to get rid of.
All of this information can be found at the St Lucia Department of Real Estate (DCA).
